Some of these e-mails, phishing for our security information are getting very realistic and are not so easy to dismiss out of hand.
So, if you are hesitant, here is what you can do when they ask for a user name and password.
Put in something silly as the user name, like caluugar, or zaqqaz or something, anything but your own user name. Then put in a ficticious password, once again, nothing like your own.
If the site pretending to be your bank accepts these, then you will know it is crooked, and an attempt to phish your information. A real bank will only accept genuine user names with the corresponding genuine password.
And you may borrow a simple motto I have used in all spheres of my life, it is…
When in doubt, don’t!